Suze Update

We received another phone call Friday evening from Jeffrey telling us they pitched our story to Suze and she wants us to think about something over the weekend and we'll talk more Monday. As a same sex couple what financial struggles do we face that maybe heterosexual couples do not. She wants our TOP 5.

So far, this is what we have (rough draft)

1) If we have a child and the mother that gives birth were to pass away, what should we do to prepare financially and legally? Would the baby automatically go on the 2nd parents insurance? Would a 2nd parent adoption need to be in place? With heterosexual couples, the answers are already in place. Does a will need to be in place?

2) Brianne and I are unable to file incomes taxes as a same sex married couple. We are not eligible for tax breaks like married hetero couples. Are there any financial options we might be missing? Should the birth mother count the child as a deduction every year or alternate?

3) As a same sex couple, we would not be receiving any of our spouse's Social Security check should the other spouse pass away. What should we do in preparation of this?

4) Insurance--Amanda has to take out private insurance because she is not allowed to be placed on Brianne's policy. Financially, this causes us to pay more than what a family plan would cost. Are there any healthcare loopholes?

5) Ideas??